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August 9, 2010

Vision Insurance

Vision Care Benefits and Plans

According to the organization "Prevent Blindness America," age-related eye diseases are the leading causes of both blindness and vision impairment in America. Moreover, chronic conditions faced by many seniors such as diabetes can increase the risk of vision problems such as diabetic retinopathy. Poor or impaired vision is more than a personal inconvenience; it can increase the risk of motor vehicle accidents and decrease a senior's quality of life.

Given the fact that half the population uses glasses or contact lenses, it is nice to know the vision insurance options are available. Vision plans cover various eye care services such as regular eye exams. In some cases, refractive surgeries such as LASIK and PRK may be covered as well. When comparing vision coverage, be certain to evaluate benefits such as surgical coverage and discounts on eye frames and lenses alongside the monthly premium. Coverage for the frequency of eye exams should also be reviewed to confirm that it suits your needs.

Another key consideration when buying vision insurance is the network of eye care practitioners who will accept the insurance. If you have an existing optometrist or ophthalmologist, you should confirm that he or she will accept the vision insurance you are evaluating.

Our parent company, eHealth, provides assistance for individuals and families looking for affordable vision insurance.

* By submitting this form, you agree that a licensed sales rep may contact you to discuss the specific types of products listed above. The sales agent that will be discussing plan options with you is either employed or contracted by a Medicare Health plan or prescription drug plan that is not the Federal government, and they may be compensated based on your enrollment in a plan. Submitting this form does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage plan, Prescription Drug Plan, or other Medicare plan. A Medicare Advantage plan is a health insurance plan provided through a private insurer and delivers Medicare Part A and Part B benefits. A Part D Drug plan is a prescription drug insurance plan provided through a private insurer and delivering Medicare Part D benefits. A Medicare Supplement plan is a health insurance plan provided by a private company that fills in the "gaps" in original Medicare coverage. By submitting this form, you acknowledge that you have read and understand PlanPrescriber's Terms and Conditions.